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Money Saving Hacks That Will Save You An Unbelievable Amount Of Money

Featured Image: Ali Express 

Header image: Dragana Gordic

Saving money and having a grasp on your financial status is vital,as we all know, but more often than not it is easier said than done. Unlike many, saving is not my forté.  Yes I will always ensure that I have a “rainy day” fund like my mom suggested,  but saving in day to day life is a lot more challenging for me. Luckily, there are so many saving hacks that can be implemented to ensure that you are as savvy as possible when it comes to your hard earned money.

I’ve found some of the best tips to help you start saving money. Luckily they’re so easy to implement. So grab a pen and paper and get ready to take notes. Even better, email it to all your girlfriends so that you can all become more savvy with your money. It’s time to make sure you finally get a grip on your finances in 2018. Down below are 10 money saving hacks that you need to know about now.

Buy House Brand / Generic Products

Supermarkets all have their own brand. There is nothing wrong with these products so why not switch to using house brands instead of buying more expensive brands. When buying medication, many medicines will come in a generic form. They do exactly the same job, but are far cheaper. All you have to do is ask the pharmacist.

The Envelope System

This system is something that I can imagine my grandmother doing. Nonetheless I think it’s a brilliant system. Knowing that you are parting with actual physical money is far more of a reminder than doing everything electronically. This system is very simple. So what exactly is it? Well, you divide your budget into various sectors, and then keep an envelope for each category. This way you are always able to see how much money you have left in a category. The system is best used for categories that normally tend to stretch or break your budget. Think clothing, groceries, restaurants and entertainment. You do not need to have money saved in order to start implementing the envelope system. It is important that you assign an allotted amount of money per category each month. Under no circumstances can you use money from another category to supplement another category. i.e no taking money from the groceries envelope for entertainment!

Source: The Budget Mom 

Buy In Bulk

Obviously with fresh produce this is a little more difficult, unless of course you are hosting a huge party. Whenever items such as toilet paper, cleaning aids or tinned foods are on sale, be sure to buy in bulk as you will be saving money.

Use Coupons

Couponing is a real thing! I can see why so many people are obsessed with it. They have folders and folders filled with coupons. Now, you don’t have to make it your full time job and become totally consumed by it, but keeping an eye out for coupons in newspapers and online will definitely save you some money.

Meal Prep

It is amazing how much time and money you will save when you start meal prepping. I know it can be a little over whelming at times,especially in the beginning. Here are some great meal prep ideas.

Source: Hello Glow

Have A Separate Account

This is how I personally like to deal with saving money. Every month I transfer a set amount to an account. This needs to cover ALL of my expenses. I will then leave money in another account and this is my savings. So far I have been successful with this method and have not over-spent. More often than not I come in under budget. But, if push comes to shove and I overspent, then I know I have money in my rainy day fund.

Pay Your Credit Card Debt In Full

Having a credit card is great, but the interest you have to pay can be crippling. So, if you have to pay off £1000, try and pay off the full amount all at once. If you only clear £999 then you will still have to pay interest on the whole£1000.










Source: The Simple Dollar 

Have A No Spend Day

This is actually a lot easier than you think. I suggest picking a day during the week where you do not have any social engagements. Ensure that you take lunch to work from your meal prepped meals. Also ensure that your car has gas if you are driving or your metro card is topped up the day before. It’s a strange concept, but feels really great at the end of the day when you know that you have not spent any money. Challenge accepted?

Avoid Eating Out

Cooking at home is far more cost effective. You’ll be amazed at how much money you are able to save if you avoid those coffees, dining out and all fast food places.

Keep Track Of Your Expenses

If you’re a visual person then you will find this very useful. Journaling or physically writing down all of your expenses can be very helpful. If you prefer to not journal, then print some budget templates.


I hope that you have found this helpful. Let me know if you have any great ways that you keep a  handle on your finances.




  • Laura

    This is just what I needed to read! My partner and I are currently trying to save a little bit of money up to go towards our wedding and holidays and such. I love the idea of the envelopes, an easy way to give a dedicated allowance to things rather then simply saying ‘no buying this’ (i.e. me when I say I can’t buy beauty products for a month…never works out well! Definitely going to put some of these in practice

    Laura ||

    • The Mod Maven

      Hi Laura

      Glad to hear that these hacks will help you. The envelope system is working really well for me at the moment. Congratulations and I hope you reach your savings goal. You’re totally right , “Saying no to this” never works and you end up buying it anyway!

      May- The Mod Maven

  • Meal prep is such a great way to save dollars! And to stop food wastage too! Nothing I hate more then throwing out food!

    • The Mod Maven

      So true Cassie. I hate food wastage as well. Prepping my meals every week saves me tons of money and time!

      May- The Mod Maven

  • Meal prep saves so much money and is so much healthier too.

    • The Mod Maven

      Hi Susan

      Yes I am able to save so much time and money with meal prepping! It is especially helpful after the festive season.

      May- The Mod Maven

  • These are all such great tips and tricks! It’s so important to save your money instead of spending it all…you never know when something will come up when you’ll regret having wasted money on stupid things.

    • The Mod Maven

      Hi Emily

      Thank you! As someone who generally struggles to save money, these hacks are really helping me. That’s so true, and its so important to have a “rainy day fund”, just incase you need it.

      Have a great day.

      May-The Mod Maven

  • Alicia Potts

    I like the idea of meal plans. i have never been organised enough to do it. thanks for the tips.

    • The Mod Maven

      Hey Alicia

      I was exactly the same before. But now that I meal prep I am healthier and save time as well as money. I hope these tips can get you started.

      Have a great day!

      May- The Mod Maven

  • This is a great list to ponder as we head into this new year. Saving money is so important, yet so difficult sometimes, without implementing strategies like these. Thanks for sharing!

    • The Mod Maven

      Hello Dr.K.Lee Banks

      Thank you. I find that the only way to save money is to have a proper strategy implemented or else I do not save at all!

      Have a great day.

      May- The Mod Maven

  • Meal prep definitely save a lot of time and money…I’ll like to try the envelope system as well…love the tips

    • The Mod Maven

      Hi Phaytea’s Pulse

      Glad that you like the tips. The envelope system is definitely very helpful! Let me know how you come along with it.

      May-The Mod Maven

  • Great tips! It’s a great way to start the New Year with. Even the little things can help with saving money.

    • The Mod Maven

      Hi Kristyn

      Great thank you. Yes every little saving tip is useful around this time of year!

      Have a great day.

      May- The Mod Maven

  • My favorite tip is the envelope one! You can start off with a certain amount that you know is doable and then slowly lower it until you’re saving the right amount of money but still feel like you’re having access to the things you want, how awesome!!

    • The Mod Maven

      Hey Karlee

      Yes the envelope hack is amazing. So simple yet so handy. Hope that it helps you save for whatever you are saving .

      Have a great day!

      May-The Mod Maven

  • juliana jose

    Thanks for the amazing tips for money saving

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